COMPARISON OF WORKERS' COMPENSATION ARRANGEMENTS
BENEFITS
NEW SOUTH WALES
SOUTH AUSTRALIA
For injuries received prior to 1 January 2002, the degree of
For non economic loss $115,500.00 in 2002
permanent loss is assessed using the Table of Disabilities. If
If the lump sum assessment exceeds 55% of the prescribed
the claim was made on or after 12 January 1997, the most
sum ($115,500.00), a supplementary benefit of up to
the worker can receive for a permanent loss is $100,000 for
$77,962.50 is available
a single permanent loss, or $121,000 for a multiple
permanent loss. The most the worker can receive for pain
and suffering is $50,000
For injuries received from 1 January 2002, the degree of
permanent impairment is assessed using the WorkCover
Guides for the Evaluation of Permanent Impairment. When
the degree of permanent impairment is greater than 75%,
the amount of permanent impairment compensation is
$200,000. The worker can also receive $50,000 for pain 
and suffering
To be eligible for compensation for pain and suffering the
5% (hearing loss only)
degree of permanent impairment must be at least 10% (on a
whole of person basis) for a physical injury, or at least 15%
for a primary psychological or psychiatric injury
For injuries received prior to 1 January 2002, the degree of
Assessed under 3rd Schedule (Table of Maims) based on
permanent impairment is assessed using the Table of
medical opinion, or medically assessed under American
Disabilities. For injuries received on or after 1 January 2002,
Medical Association Guides (3rd Edition revised)
the degree of permanent impairment is assessed on a
Disability not listed in 3rd Schedule or in AMA guides not
whole of person basis, using the WorkCover Guides for the
eligible for assessment
Evaluation of Permanent Impairment (available from
WorkCover's website, www.workcover.nsw.gov.au)
No assessment for psychiatric impairment
Settlements of future entitlements to weekly benefits (known
Liability for weekly payments and/or medical expenses may
as `commutations') are allowed, by agreement of the worker
be redeemed by a capital payment to the worker
and the insurer. From 9am on 27 November 2001, new
Redemptions require worker and Corporation collaboration
procedures were adopted for the commutation of workers'
and agreement
compensation benefits, regardless of the date of injury or the
date the claim for compensation was made
WorkCover must now certify that a number of conditions,
which are listed in Section 87EA(1) of the Workers'
Compensation Act 1987, have been met before a commutation
can be registered by the Workers' Compensation Commission
Heads of Workers' Compensation Authorities  27
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