COMPARISON OF WORKERS' COMPENSATION ARRANGEMENTS
COVERAGE
WESTERN
AUSTRALIA
QUEENSLAND
TASMANIA
NORTHERN
TERRITORY
A.C.T.
NEW ZEALAND
`  a personal
`  a personal
An injury, or a
`  a physical or
`  injury means a
`  a personal injury
injury by accident
injury arising out
disease, arising out
mental injury  
physical or mental
that the insured
arising out of or in of, or in the
of, and in the
out of or in the
injury (including
suffers while he or
the course of the
course of,
course of
course of
stress), and includes
she is at any place
employment  '
employment  '
employment
employment  '
aggravation,
for the purposes of
acceleration or
his or her
recurrance of a pre 
employment'
existing injury. S 4(1)
 '
To a significant
A significant
To a substantial
Included for
An employer is liable to pay
Workplace must have
degree (for
contributing
degree only if it is
diseases
compensation if a worker
been a cause or a
disease only)
factor
`the major or most
and injuries that
of the employer suffers
contributing factor in
significant factor'
occur gradually
personal injury arising out
cases of gradual
of, or in the course of, the
(for disease only)
worker's employment. 
process, disease and
S 30(1)
infection injuries
However, if the injury is
caused by a disease, the
injury is taken to have
arisen out of, or in the
course of, the worker's
employment only if the
employment substantially
contributes to the injury . 
S 30(2)
Also, an injury suffered by a
worker partly or completely
because the worker had any
of the following pre existing
conditions, is taken to have
arisen out of, or in the
course of, the worker's
employment only if the
employment substantially
contributes to the injury:
(a) diseased heart valve;
(b) coronary artery disease;
(c) aortic aneurism;
(d) cerebral aneurism;
(e) any other condition 
prescribed by the 
regulations for this 
section.  S 30(3).
Included
Included
Included
Included
Included
Included unless
original claim
resolved, in which
case treated as a
new injury
Included
Included
Included
Included
Included
Included, subject to
the criteria of section
30 of the IPRC Act
On/off 
On/off worksite
On worksite only
On/off worksite
On/off worksite
At place of
employment
Not included,
Included
Not included
Included
Included S 36
Included, if transport is
however workers
(with some
(with some
provided by the
are covered for
restrictions)
restrictions)
employer, for the
injury during
purpose of transporting
journeys in the
employees, and is
course of
driven by or at the
employment or at
direction of the
the direction of
employer; or travelling
the employer
between a workplace
and a place of
treatment for a work 
related injury
Heads of Workers' Compensation Authorities  13
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